Numbers you can trust
Reconciled, categorized, closed. Statements you can hand a lender or a buyer without explaining them.
Financial leadership for owner-operated businesses
You make six-figure decisions on numbers nobody has explained to you.
Every month a senior accountant closes your books, reviews the close, and tells you what it means. What changed, what looks wrong, what to do about it.
No charge. No obligation. You keep the write-up.
Who does the work
- 50+ yearsCombined experience
- 20+ yearsRunning her own firm
- Since 2006Working remotely
- CredentialedAccountants, not clerks
The gap you are living in
A bookkeeper records what happened. A CFO costs more than the problem.
- Your bookkeeper tells you what you spent. Not whether the number should worry you.
- Your CPA tells you in April. You needed it in September.
- A fractional CFO starts at $2,500 a month here. More than the decisions are costing you, most months.
So the calls get made on instinct, and nobody senior ever looks.
What you get every month
The Reviewed Close
A senior read
Mary reviews the close before you see it, looking for what is missing and what moved when it should not have.
What to do about it
One page. What changed, what looks wrong, what to watch. Enough to act on before the next decision.
A small firm, on purpose
The same two people every month
No account manager. No ticket queue. Whoever reviews your close in January reviews it in November, and remembers what she flagged.
Where we sit
What financial leadership costs in this market
| What you can buy | Monthly | Does anyone senior read your numbers? |
|---|---|---|
| Software plus a bookkeeper Bench, Pilot, Xendoo, Bookkeeper360, 1-800Accountant |
$99 to $995 | No. Every one of them sells that separately, from $1,500 to $5,250 on top. |
| FiscalFusion Close, senior review, and the monthly memo in one fee |
Quoted after a conversation | Yes. Included, by name, every month. |
| A fractional CFO firm Bender, Seamless and the Dallas Fort Worth advisory set |
$2,500 to $12,500 | Yes, and the bookkeeping underneath is treated as a latch-on. |
Sources, read 7 August 2026: pilot, xendoo, bookkeeper360, bench, 1-800accountant, bender, seamless. Prices change. Check them yourself, including ours.
Who this is for
Owners who have to decide things
- $500K to $5M, two to twenty people
- Trades, restaurants and owner-run practices
- The decisions stop with you and they are getting expensive
In Dallas Fort Worth? Fractional CFO services here.
Common questions
Straight answers
Is this a fractional CFO service?
It is the working half of one. A senior accountant who knows your numbers, closes them, reviews them and tells you what they mean, every month.
The judgment is useful because the same people built the numbers it rests on.
Do you do our taxes?
No. We refer that out, and tax accountants refer work back to us to get the records in order before they file.
They are different jobs. Your preparer needs a clean, closed year. Producing that year, and telling you what it means while there is still time to do something about it, is ours.
We already have a bookkeeper.
Plenty did. Sometimes they stay and we sit above them. More often the two jobs collapse into one and cost less than both.
Start by having us review last month. That shows you what is being missed.
Why not just hire someone?
A controller is a full salary plus benefits, and most businesses your size cannot keep one busy. That is why fractional exists.
You cost more than the $200 services.
We do, and we are not competing with them. At $200 a month, software sorts your transactions. Nobody experienced ever opens the file.
If clean books at the lowest price is what you need, start here. We do that too.
I have been burned before.
Most owners who call us have been. Usually nobody reviewed the work, so nothing got caught until it was expensive.
How do I know you can do this?
Fifty years of combined experience, twenty running her own firm. And you need not take it on faith: send last month and we will show you what we find, free.
What does it cost?
A fixed monthly fee, quoted in writing after a short call and a look at your file. Fixed, not hourly, so a question costs you nothing.
No published menu: a page that has never met your business cannot price it.
Send us last month
A senior accountant reviews it and writes up what we found. Free, and yours to keep.
Just need the books done? Bookkeeping and cleanup.